Legal & Privacy

Legal & Privacy

Important legal, privacy and usage information for readers of The Accounting Investor.

This page explains the legal terms, disclaimers, and privacy practices that apply when you use The Accounting Investor (the “Site”). By accessing or using the Site, you agree to these terms and the practices described below. If you do not agree, please discontinue use of the Site.

1. Educational Purpose Only – Not Financial Advice

All content on this Site is provided for general education and informational purposes only. Nothing on this Site should be considered:

  • Financial or investment advice
  • Legal, tax, or accounting advice
  • Professional advisory services of any kind

I am not a licensed financial adviser. All interpretations and explanations on this blog are based on personal opinions and general investing principles. You should always conduct your own research, verify information independently, and consult a licensed professional before making any financial decisions.

2. Investment Risks & No Liability

Investing involves risks, including the risk of loss. Past performance does not guarantee future results. Always assess your own risk tolerance, financial situation, and objectives.

While every effort is made to ensure accuracy, completeness, and clarity, no guarantees are given regarding the correctness, reliability, or suitability of any information on this Site.

The Site owner shall not be held liable for any losses, damages, or consequences arising directly or indirectly from:

  • Use of or reliance on the information provided
  • Errors, omissions, or inaccuracies in content
  • Delays, interruptions, or loss of data

You use the Site at your own risk.

3. Use of Site Content & Copyright

All articles, guides, analysis, and other materials on the Site are protected by copyright.

You may:

  • Read and access content for personal use
  • Share links to articles on social media or other platforms
  • Quote short excerpts with proper attribution to The Accounting Investor

You may not:

  • Copy or republish full articles without permission
  • Sell, distribute, or commercially exploit Site content
  • Claim Site content as your own original work

4. Advertising, Affiliate Links & Third-Party Cookies

This Site may display advertising (such as Google AdSense) and may contain affiliate links to third-party products or services (for example, Amazon).

If you click on an affiliate link and make a purchase, the Site may earn a small commission at no additional cost to you. These commissions help support the operation and maintenance of the Site.

Third-party vendors, including Google, may use cookies to serve ads based on your visits to this Site or other websites. You may opt out of personalised advertising by visiting Google’s Ads Settings.

5. Information We Collect

a. Voluntary Information

When you subscribe, submit a contact form, or otherwise interact with the Site, we may collect:

  • Your name
  • Your email address
  • Any message or information you choose to provide

b. Automatically Collected Information

When you visit the Site, certain information may be collected automatically, including:

  • IP address
  • Browser type and device information
  • Pages visited and time spent
  • Referring site or link

This data helps us improve the Site and understand reader behaviour.

6. Cookies and Tracking Technologies

The Site may use cookies, web beacons, or similar technologies to:

  • Improve site functionality
  • Analyse site performance
  • Personalise user experience
  • Display relevant advertising

You can disable cookies in your browser settings at any time. Please note that some features of the Site may not function properly without cookies.

7. How Your Information Is Used

Your information may be used to:

  • Respond to enquiries sent through the contact form
  • Send email updates if you subscribe
  • Improve content and user experience
  • Analyse trends and site performance

We do not sell, rent, or share your personal information with third parties, except as required by law.

8. Third-Party Services & External Links

a. Analytics

The Site may use tools such as Google Analytics or Google Search Console to collect anonymised data about traffic and usage patterns.

b. Third-Party Sites

The Site may contain links to third-party websites, tools, or resources. These are provided for convenience only. We do not control and are not responsible for:

  • The content of third-party sites
  • Their privacy practices or terms of use
  • Any products, services, or information they provide

Accessing third-party sites is at your own discretion and risk.

9. Data Protection

Reasonable measures are taken to safeguard your personal information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

10. Children’s Privacy

This Site is not intended for children under the age of 13, and we do not knowingly collect personal information from children.

11. Site Availability

While reasonable efforts are made to maintain the Site’s availability, there is no guarantee that:

  • The Site will always be available or error-free
  • Access will be uninterrupted
  • Defects will always be corrected immediately

12. Changes to This Page

These Legal & Privacy terms may be updated from time to time. Any changes will be posted on this page with an updated “Last Updated” date. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

13. Governing Law & Contact

These terms are governed by the laws of Singapore, without regard to conflict of law principles.

If you have questions about these Legal & Privacy terms, please contact us via the form on the Subscribe / Contact page.

Last Updated: 05 December 2025

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